Guides & Articles

Many injured workers assume they can make only one type of claim after an injury or illness leaves them unable to work. However, depending on the applicable insurance policies and personal circumstances, it may be possible to claim workers compensation, income protection and Total and Permanent Disability insurance at the same time. These benefits serve different purposes: WorkCover or workers compensation provides weekly payments, medical treatment and other support followin

If you’re earning around $150,000 per year, superannuation and insurance decisions carry higher stakes. Your income is likely supporting a larger mortgage, higher fixed expenses, dependants, and long-term financial goals—and that means the financial impact of illness or injury can be significant. At this income level, two things are commonly true: You may be paying more tax than you need to if your super strategy isn’t optimised, and Default insurance inside super is often no