Guides & Articles

If you’ve suffered a serious injury or illness that stops you from working, lodging a Total and Permanent Disability (TPD) claim can feel overwhelming. You might be wondering where to start, what documents you need, and how to make sure your claim is successful. This guide breaks down the easiest ways to lodge your TPD claim step-by-step. You’ll get clear, practical advice to help you through the process with confidence. Understanding the Process of Lodging a TPD Claim Lodgin

Working in construction is tough. You face physical challenges every day, but sometimes the mental toll can be just as heavy. Traumatic events on site, accidents, or ongoing stress can lead to post-traumatic stress disorder (PTSD). If you or someone you care about is struggling, it’s important to know that help is available. This guide will walk you through understanding PTSD, finding support, and practical steps to manage your mental health. Understanding PTSD and Its Impact

If you’re earning around $150,000 per year, superannuation and insurance decisions carry higher stakes. Your income is likely supporting a larger mortgage, higher fixed expenses, dependants, and long-term financial goals—and that means the financial impact of illness or injury can be significant. At this income level, two things are commonly true: You may be paying more tax than you need to if your super strategy isn’t optimised, and Default insurance inside super is often no